A Wornout & Tired Mobile Home Owner's Blog

Well folks, it appears I've lost the battle for my home.

After relentless efforts to protect my home and provide my family with shelter, I've been foreclosed on.
I want to thank Wells Fargo for letting me know they foreclosed on it in August and not ever telling me. Even after  phone conversations with whoever these spineless phone techs are, who continually rely on "the computer says" speech and not what was actually arranged.

I can understand why our mortgage crisis is in the shape it is in with such personnel who look at a consumer who is having difficulty trying to get their problems solved.

With blatant disregard to the troubles a person can have, I'm sure Jesus is watching and probably judging these who take unfair advantage of the "poor".

Our home is due to be auctioned in November. Our credit has been whittled down to nothing now since these companies have the right to report it. I say this because, I thought that Wells Fargo was working with us to resolve the issue. It appears their record keeping does not have all that we discussed, since each person I talked with did not key it in from the previous phone conversations.

For instance. I talked in August with a representative of  Wells Fargo about getting an extension of something to that affect to get this issue resolved. Paperwork was to be sent to me. I called around the first week of September to make sure they have my correct information. They tell me that I should look to "liguidate"? I asked just exactly what they meant? I was told to either sell my home or give it back to Wells Fargo. They gave me a phone number for HUD to get assistance.

I called HUD. They suggested I let my attorney take care of the matter.

Last week I called Wells Fargo again to work out the issue. The rude man on the phone told me that my home was foreclosed on in August. I asked why Wells Fargo did not inform me of this during my last phone conversation. He told me that they did not have my correct information. Mind you, that during the beginning of each phone call to Wells Fargo begins with providing my name, address, phone number, etc.  I asked if he didn't just verify that information. Well, that appeared to be all it took to set this guy off.

He told me that maybe I should get an attorney if I felt this was unfair. I told him I already had on. INSTANTLY, he told me he could not talk to me anymore about my loan and asked if there was anything else I had to ask? I asked him why was it that he could not talk to me anymore, I have told Wells Fargo since 2005 that I had an attorney dealing with the fraud in this mortgage and they have talked to me until right now.

I also asked why it was that Wells Fargo refused to uphold the FTC holder rule? He didn't have a clue as to what the holder rule was.

So, now, my family and I will be forced to lose our home because of a SCAM in the mortgage arena, and Wells Fargo refus+ed to look into my complaints about it. I thought that if I made this fact aware to the "lender" who holds the mortgage contracts, they would investigate. NOT!

As a matter of fact, Wells Fargo has refused to talk to me about investigating this ever since 2005 when I discovered the discrepancies in the loan process.

I know why. Because if they do not investigate and just foreclose on my loan, they can collect the MIP or mortgage insurance. They know they will get the whole amount of the loan, because the home had close to $40,000 worth of damage to it BEFORE it was sold to me. I believe their attitude about this it so let the government suffer from the loss and not them. Hence, our mortgage problems across the country. I'm sure I'm not the only one with an issue like this, since I've "Googled" Wells Fargo complaints and found many.

I hope we will live somewhere around the Austin area, but I know it will be very difficult to get into anything, now that our credit is ruined, thanks to Wells Fargo.

As I stated long ago, our credit was not the best when we somehow got the loan for the $143,000 home in 2004. Yet the slime who live off of the low-income, managed to get us into a home that was within our budget at the time.

Had we known I would lose my job at Dell after 5 years, for loss time while trying to fight with these thieves and protect my family from fecal matter leaking on the ground from idiots who knew nothing about doing plumbing and other safety hazards with a home that was poorly constructed and improperly installed, not to mention illegally, we would not have tried to purchase this piece of crap.

And thanks to the Sate of Texas for protecting the mobile home manufacturer and retailer/dealer and NOT the consumer as stated in the Texas Administrative Laws, we lose out.

And to think John Carter, my Congressman or John Cornyn, my Senator didn't even care either when I contacted them about this. I'm not affiliated with any party. My vote is guided by the bible. But, I ponder the thought; Is this the way Republicans should act? Is this the way to get my vote?

Oh LORD, my God....

After 20+ years of marriage to my beautiful wife, I thought I finally got a place we could call home. If you only knew the heartache we have been put though. I thank God for keeping us together through all this ordeal. All we have are each other. We've lost what we thought we could call home.

And to think my Great Grandfather came here in 1835 to fight for Texas to become a Republic. To give a better life for his children and their children to come.

Or is this the way businesses are run now days?

My wife went into Round Rock today to pick up items we needed. On the way home, she decided to stop at the China Wok on 1102 E Palm Valley Blvd (Hwy 79), in a strip mall across from the Walgreen's. 

She placed her order for two meals. We had eaten food from there before. The food was actually better a while back. They must have changed cooks. Who knows, maybe they got rid of the Mexican cooks and brought in Asian cooks now. Anyway the food was awful.

My wife had a Beef Broccoli and my favorite was Kung Pao Chicken. I guess they forgot the recipe for them both. The broccoli tasted like stale shrimp. It actually reeked of a bad fish smell.  The amount of chicken in the Kung Pao was equivalent to a chicken nugget at McDonald's. And all for $9.00 each.

I called the place to express me concerns. A lady answered the phone. I stated I wanted to complain about the food and its quality. The lady puit me on hold for 10 minutes. When she came back, I asked her if that was how China Wok handled customer complaints. This didn't go over very well. She got really upset.

I explained about the food and its foul taste. She stated that They never make mistakes. OMG, what a perfect place to eat. (sarcasism).

I asked for a refund. She told me they do not give refunds. I explained that it appears to be a bit of cross contamination to the food since there was not supposed to be any type of seafood involved in broccoli beef. She really got mad. I also explained that kung pao chicken usually had the red peppers cooked in it for the "spicy" taste, at least it has every other place I've eaten it. Even at this place previously. The lady started raising her voice at me over the phone. I repeatedly asked her to talk civilized to me.  I asked her if she was the manager? She didn't stop yelling long enough to answer the question. I asked this time if she was a food manager? She got mad again, said a few words and hung up the phone. More like yelled.

I called back and asked the very same woman if I could speak to the manager? She told me she was the manager and hung up on me.

So, I actually don't know how to handle this complaint I have. If she is the manager, I can promise this; I will never go order food from China Wok in Round Rock.

I can also say that taking the complaint to the manager does not work in this case. Can it be complained about to the health department, since the manager refuses to talk to me about it?

As for the evidence with cross contamination of shellfish being in a dish that it is not supposed to be in, I find this to be a serious matter. If my wife was allergic to shellfish, where would she be right about now? Probably in the emergency room. Yet such lack of  professionalism from the manager of the China Wok in Round Rock raises concerns as to what else they may be doing. If the manager does not care about its customers, who does? I can only imagine what the customers in the restaurant thought when she was yelling at me on the phone. She even said I threatened her. I asked how I did that? She told me she does not care about what I purchased and to tell the health department, maybe they care.

Hey, maybe they do?

I actually thought that shellfish should be prepared in a different cooking container rather than using the same frying pan to cook meat, fish, etc.

How can a business stay "in business" acting like this?

Am I wrong about this?

That woman was hateful. The broccoli beef actually remineded me of when I'm down at the coast fishing with shrimp.  You know the smell of ripe shrimp, right? Now you know what my wife's food smelled like. Yum, Yum.

Since it is moving toward the time of the year when most fire incidents happen due to inclimate weather, mobile home owners should pay attention for their own safety.

According to the U.S. Fire Administration;

• Fires in manufactured homes claim the lives of 345 Americans each year and injure 765 more. Many of these fires are caused by heating and electrical system malfunctions and improper storage of combustibles.

• During a typical year, manufactured homes account for 17,700 fires, hundreds of deaths and $155 million in property losses. Manufactured homes have a fire death rate per 100,000 housing units 32-50 percent higher than the rate for other dwellings.

• Young children account for more than one-fifth of all fire deaths in manufactured homes.

• Electrical system malfunctions and heating fires are the leading causes of fire in manufactured homes. Together, they account for one-third of manufactured housing fires. Electrical distribution fires occur nearly twice as often in manufactured homes as in one- and two-family dwellings.

(Note: If electrical is the leading cause of fires in mobile homes, why is this not being investigated? This electrical issue is mentioned in many articles)

.Factors Affecting Fire Spread in Mobile Homes. Notes taken from Fire Protection Handbook, 18th Edition and Investigating the Fireground.

Most materials found inside a mobile home, such as carpeting, plastic floor covering, wood paneling, and low density fiberboard ceilings are highly combustible. The mobile home also occupies a small space, so the conditions for flashover occur soon after a fire ignites. Early flashover may result in more fire fatalities. NFPA analysis shows that a smoke detector will decrease the chances of fire fatalities by half. Fatalities could be decreased even further if mobile home owners maintain their detectors and place them in the right locations.

Since mobile home manufacturers are allowed to use such materials to build a mobile home, they should already be aware of such dangers. However, governing agencies such as TDHCA and HUD appear to "overlook" the safety of a consumer who has or wants to unknowingly purchase such a "flammable" product. One such item is stated in the NFPA handbook, as a way to "decrease" fatalities is the smoke detector. But, since manufacturers are not being as closely watched as they should be, the "agencies" allow them to place a smoke detector in the mobile home where ever the manufacturer's employee feels is a good place. My questions is; if they can't build a defect free mobile home, what makes me feel like they are concerned about my safety? Does the smoke detector really work properly when it comes time for a fire? We place a lot of trust in the "unknown".

My next question is; if the U.S. Fire Administration, National Fire Protection Agency, HUD, TDHCA, or any other agency that supposedly "governs" the safety of a mobile home, allow this type of danger to continue to exist?

From the National Fire & Arson report;

The fact that mobile home fires often result in near total destruction of the dwelling has made investigation of those fires rely more on the observations of firefighters and witnesses. Investigators of these fires should pay heed to safety concerns particular to mobile home blazes:

• toxic gases may take longer to vent as burning plastics and composite wood products smolder
• toxic gases and compounds may be trapped in rubble and released as investigators probe the debris (such as Chromium-Copper-Arsenate in pressure-treated lumber
• older mobile homes may be more susceptible to deterioration from moisture and the elements, making floors, walls, and ceilings more likely to collapse, especially from the effects of dry rot

Thus, breathing apparatus and filter masks should be used in mobile homes.

Accidental fire causes particular to mobile homes include:

• vibrations causing staples to rub through wiring insulation
• problems with resistance connections
• improper fuel mixtures
• crowding of combustibles near heaters
• pyrolysis near recessed lighting fixtures, under gas-fired water heaters, or near under-cabinet appliances

The burning of mobile homes is more complete than wood frame structures because of the extensive use of plastics that produce combustible gases when burned, which in turn ignite. Flashover time is often accelerated. Burn test data concludes the article by giving a picture of fire spread in mobile homes.

So, you see, these mobile homes are far more dangerous than a stick built home. Yet, a manufacturer will lead the consumer to believe these defective products are safe. I've seen a website by one of the mobile home industry groups who state that mobile homes are safer than a site built home. Yeah, right!

As you research more about the mobile home, you will see that some fires are caused by mobile home owners who neglected to keep combustibles in a safe ventilated area, or a smoker who accidentally started a fire, but the issue here is safety. Besides, according to HUD the number one and number two "main" causes of fires in mobile homes are heating systems (1) and electrical (2). Smoking(6) and cooking(3) are listed as 3 & 6 on the list.

Also in a pamphlet from the State of Florida it warns consumers about the safety factors with mobile homes. (More than what Texas has done to educate the consumer).

"If You ARE A Mobile Home Resident, You Should Know THIS About Fire:


It occurs no more frequently in mobile homes than in structural residences.

It generally spreads faster in a mobile home.

Injuries occur more frequently from mobile home fires than others.

Mobile home occupants are twice as likely to die from a fire as occupants of other one- or two-family residences.
(“Evaluation of Mobile Home Fire Safety,” U.S. Department of Housing and Urban Development, March 1982.)"

When a fire breaks out in a mobile home, you have no time to go back and get something. Leave immediately! If you don't want to lose treasured items, don't leave them in your mobile home. You will lose them if a fire breaks out.

Here's a partial explaination as to why mobile homes burn so fast.

Resource: The Investigation of Mobile Home Fires. The National Fire & Arson Report.

Cost-competitiveness in the mobile home construction industry has led manufacturers to utilize processes that result in intense burning in mobile home fires. In addition to the fire danger, reconstruction of a burned mobile home is also difficult because the damage is often so extensive.

Analyzing the flow of fire in a mobile home can be difficult because:

• Vinyl and resin particle board construction increases the production of volatile vapors which can accelerate the production of an explosive fuel-to-air ratio much faster than in larger homes with different construction. This can bring a room to flashover more quickly.
• Metallic sidewalls, roof, and frame conduct heat efficiently and allow rapid penetration of fire into the walls and ceilings and through the roof. Heat also radiates back into the house, creating an "oven" effect.
• The rectangular shape necesitates a long central hallway that acts like a chimney, allowing fire to race quickly to other rooms. Thin walls exacerbate the situation.
• The average ceiling height of 7' and the low square footage means a low cubic square footage of air which fills quickly with toxic gases and heats quickly to flashover.

Our congress passed laws back in the 70's to try to put a stop to some of the inadequate building of mobile homes. This appears to be a cosmetic appearance.
Mobile home manufacturers are still building defective mobile homes and the agencies who are supposed to govern them appear to be in the pockets of the mobile home industry.

Why would the government allow this type of serious defect to continue? Here is one reason. Mobile home fires are categorized in the "residential" fire statistics, and not its own category. Statistics report car fires, truck fires, motorcycle fires, etc separately rather than all of them in one "automobile" category. Yet, mobile homes are associated with site built homes. And insured as a car, not a home.

Fire investigators are finding they can not use the same tactics to investigate a mobile home fire as they can a site built fire. Why? Because of the amount of dangerous materials being used to build a mobile home. The Code of Federal Regulations that govern the mobile home construction and safety only give the "minimum requirements" for the mobile home manufacturer to get away with when they build these defective products. Then the government allows the manufacturer to "hire" an inspector to see if the mobile home is in "compliance" with the standards. So, if the inspector "fails" a mobile home during inspection at the plant, do you think he/she gets to keep his/her job? Probably not. The manufacturer loses money.

Times have changed. Construction laws in regards to cars, homes, etc have been updated. Yet, for some reason the mobile home industry has sugar coated the laws in 2000 to reflect what they want. Not what is good for the consumer.

Our very own Governor is head of TDHCA, yet he, and other agencies before him, have continued to allow this to happen to Texans. Shame on you Rick Perry. Why are you not concerned about the safety of mobile home owners? Is it because you classify us in a "different" category as others in Texas? Trailer trash maybe?

BOTTOM LINE!!!!!!

If you own a mobile home, get out a quickly as possible. Fire spreads rapidly in a mobile home. Much faster than a site built home. Some measurements state that a mobile home can burn as quickly as 8 minutes. Do you really have time to get out? Especially if you awaken by the sound of the smoke detector, if it works.

DO NOT go back into the mobile home if it is on fire. The toxic fumes will probably leave you unconscious or possibly end your life. Do you really want that?

Check windows and doors that lead to the outside. These may be the only way you have to exit a burning mobile home.

REMEMBER:
You are more precious than the defective product you live in.

Check out this site: OurLemon.com.
It just might help you decide. It will surely let you know what is in store when you do buy one.
Interesting information.

Since working at resolving the defects in my mobile home for the past four years, I've grown very tired of dealing with all the bureaucratic BS, I've set up a webpage to explain more about how the consumer gets duped in the state of Texas when they buy a mobile home. Take a look at Our Lemon Mobile Home. It is a work in progress site, but the information and photos to come show just what damage the manufacturer and retailer can do to your mobile home. And what the State of Texas will do to pass the buck on to the consumer.

Hi.

I am trying to figure out something about the amount of termite treatment to use on my home.
I had a guy come out and he charged for 100 gallons of pesticide he used to treat for termites. I thought this was quite a large amount to use. When I look at two 55 gallon drums and imagine that just about all the contents of those drums were used to treat for termites I kinda cringe at the thought..

Is this a normal amount to use for something like this? I could really use some help in trying to find out where the guy came up with this determination. Does anyone know how one would calculate or determine this is the amount to use? Is this a "normal" amount to use for termites?

Thank you in advance.

Pondering the thoughts of how mobile homes are built, I wonder why the mobile home industry would use such a chemical in the manufacture of these "affordable" homes.

This article will cover formadehyde, a deadly chemical that causes cancer. If you are not aware of this fact, maybe you should take a look at many different articles in regards to this toxin.

FEMA report

On July, 20, 2007, the FEMA director promised to issue a warning to "tens of thousands of displaced victims of Hurricane Katrina that they are living in agency trailers that may be contaminated with dangerously high levels of formaldehyde gas".

"The chemical is known to cause cancer and a host of other ailments ranging from nosebleeds to respiratory illnesses such as chronic bronchitis. Formaldehyde is used in glue and other building materials of travel trailers and campers".

As FEMA regards "moble homes" as travel trailers, a consumer should be warned that Formaldehyde is used in mobile homes. A consumer is supposed to receive a "notice" about formaldehyde in every mobile home sold. However, this does not always happen.

Not only does HUD, but also the State of Texas (TDHCA) require that a retailer provide such a document to the consumer. I suppose this is one way for them to clear themselves of any liability or the responsibility when a consumer becomes ill because of one "known"  serious health related problem.

Along with the problems of Formaldehyde, it was reported by the House committee that  "The noxious chemical has been linked to at least two deaths of FEMA trailer residents at a time when the agency ignored danger warnings from its own field workers and instead delayed testing to avoid exposure to lawsuits, said Rep. Henry Waxman, D-Calif., chairman of the Committee on Oversight and Government Reform".

Yet, HUD has continued to allow the mobile home industry to apparently control how a home is built. I think it is a shame that the NFPA has also allowed this to happen. But since people from the "industry" are on the panel, it appears to be obvious that they could care less about the consumers safety. When you have names like; Champion, Skyline, Fleetwood, Cavco, etc... on the panel, it should make you wonder what type of "deals" go on to get an "approval" or to "reject" a suggestion as to requiring more safety in the building of a mobile home.

The mobile home industry is obviously out to make a buck and gain more stock holders. What is sad, is the fact that the consumers safety is not really in their best interest, but the almighty dollar is. 

The coverup?;

The house committee reported the following information;

"Upon hearing complaints from suffering trailer residents, FEMA workers on the Gulf Coast recommended testing for formaldehyde more than a year ago but were rebuffed by higher-ups".

"Do not initiate any testing until we give the OK," an agency attorney replied in an e-mail dated June 15, 2006. "Once you get results and should they indicate some problem, the clock is running on our duty to respond to them."

An agency memo dated the following day said the office of general counsel "has advised that we do not do testing, which would imply FEMA's ownership of this issue."

Many low-income consumers have bought a mobile home. It is possible that these "low-income" consumer may not have the insurance to cover illnesses they may acquire from living in these homes? Now, they are subjected to at least one chemical that has be "known " to cause cancer. How many other "chemicals" have the mobile home manufacturer's used in these "affordable" homes. Is it really affordable? Can a consumer "afford" to endanger their health or the health of their children or family members?

What about "other" chemicals being used on mobile home?

The EPA fined a mobile home manufacturer in 2003 for "NOT" reporting the amount of chemicals they used in the manufacture of their homes.

"Redman Homes processed approximately 48,750 pounds of diisocynates in 1999 and the federal community-right-to-know law require companies processing more than 25,000 pounds of diisocynates in a year to report to the EPA. Redman Homes is no longer in business and its parent company, Champion Homes, will pay the fine."

Diisocyanates are present in adhesives used to build the homes and are suspected respiratory toxins. Acute exposure to these toxins can trigger effects ranging from mild irritation to death by asphyxiation. Prolonged exposure can cause structural damage to the lungs, resulting in chronic diseases, such as pulmonary fibrosis, emphysema and cancer.

Makes me wonder how many more "mobile home" manufacturer's do this.

It really concerns me that the mobile home industry may carelessly use such toxic chemicals in a home that most likely will be used by the elderly or families with children or actually anyone living in such. How can they subject a child to the possiblility of  "long-term" health issues. What a way to live the rest of your life, huh? Or, what if a person or child has already died from being subjected to these chemicals unknowingly. How would anyone know if they didn't realize the "dangers" they were living in to begin with?

I would suspect that many "issues" are going on in this "mobile home" world, yet our own government ignores these facts. Why? Are they being paid off? Just what exactly is making them turn their heads to this serious problem?

This is not to scare anyone, it is to bring to your attention the seriousness of how a product with "good intentions" got completely out of control. And to raise the interest in someone to seek the truth behind the SCAM.

Quote of the day

"I am the way, the TRUTH, and the life: no man cometh unto the Father, but by me." - Jesus

Today I called a couple who I had talked to in the past about their mobile home they bought with their life savings. Back then they were having problems, I tried help them in suggesting that they contact the Texas Department of Housing and Community Affairs (TDHCA), mobile home division and file a complaint. I provided the information to talk to the Exec. Director of that division.

After that, I had not talked to this couple until today. 

I found that the couple had been going through some really tough hardships the past year. The husband had some serious surgery and a family member almost lost his eye from a shooting accident. I believe this was actually in the news a while back, but I didn't go there.

I asked the lady if TDHCA was able to do anything for them? She told me that she called Mr. Tim Irvine to file a complaint and that he told her he was aware of this man (retailer) and that he was being dealt with. I asked if they were able to file a complaint about the defects in their home? Mr. Irvine NEVER even suggested to this couple that they had a right to file such a complaint.

WAY TO GO TDHCA.

This only concludes my statements of the "buddy system" in the mobile home industry. How sad it is that an executive director of a State Administration Agency to side with the "industry" rather than to protect the consumer who purchased a mobile home.

These people live in the Cedar Park area. According to what the lady told me is that the home is actually splitting apart along the middle where the two sections are joined. She also told me about the windows in the home severely leaking, molding falling off the walls and other issues they are having. She sounded like she was almost in tears.

Of course, the retailer went out of business. Now these poor people are left with a nightmare. If you have never used your life savings to buy a home, you probably don't know what these people are going through.

This only makes me want to call the 30 other consumers who I have talked to and see what type of nightmares they are continuing to go through. They had them then and were having difficulties getting "warranty" work performed.

The sad thing is, nobody wants to bring this type of corruption to the public's attention. Maybe they are all being paid off?

It is a damn shame that the very state agency that was formed to protect the consumer is apparently in bed with the "industry". God, I don't know how they sleep at night.

What is even worse, is the fact that not even FOX ON YOUR SIDE will touch this issue.

Think about this;

According to HUD and the Manufactured Housing Construction and Safety Standards, certain parts of the manufacturing process have to be designed and approved before they are applied to a mobile home. All except the end process.

What is the end process you ask? This is where they, the manufacturers take all those designed parts and put them together to make a defective mobile home.

Why do I say defective? If these so-called designed parts fit on any mobile, how can they fit a particular design? How would a part that was designed for a 30 foot wide home fit a 24 foot wide home if the design is the same? How can this possibly be?

I truly hope you understand what is being said here.

There is no design for the completed home. Only a floor plan. They modify it in the plant to fit. Now do you understand why it is defective? The designed part was altered to fit the floor plan. If it is altered, where is the approved design?

Look in the Code of Federal Regulations. You will find the specifications as to how the components should be built, but there is no specification as to how is it to be completed.

This is the biggest SCAM used by a government agency (HUD) and the mobile home industry is basically controlling it.

I just don't understand why the media has not investigated this SCAM. Is it because they are afraid? Is it too much investigation? Just exactly what is it? Can anyone in the media answer this for me?

I would think that whoever went undercover and investigated this would make "media" history. Probably the biggest award they could achieve in their lifetime.

But no, everyone just wants to ignore the consumers who purchased a mobile. Most likely it may be because the consumers are "lower-income". Sounds like prejudice to these consumer to me.

If you think i'm wrong, then why are there so many complaints against mobile home retailers and manufacturers ALL across the United States?

I truly feel so sorry for that couple in Cedar Park because they spent their life savings to get a home that has fallen apart within a two year period.

 What is really sad is that the State of Texas ignored their plea in regards to complaining about the defects. I worry now, that since the windows do not open as there could likely be a serious problem if, God forbid, a fire break out in the home, leaving them with no way to escape.

It does not take long for a mobile home to burn to the ground. It is actually a matter of minutes once the fire has started.

Here are some facts from the U.S. Fire Administration;

• Fires in manufactured homes claim the lives of 345 Americans each year and injure 765 more
• During a typical year, manufactured homes account for 17,700 fires, hundreds of deaths and $155 million in property losses. Manufactured homes have a fire death rate per 100,000 housing units 32-50 percent higher than the rate for other dwellings.
• Young children account for more than one-fifth of all fire deaths in manufactured homes. A recent study of rural fires showed that smoke alarms were less likely to be present or operating in manufactured homes

I'm sorry that nobody will investigate this issue not only with these unfortunate consumers, but how many more are out there like that. Maybe because I am also a victim of this corruption is why I bring it to your attention.

So, would you trust your life with one of these possible death traps? I pray it never happens to you.

If you would like to know more, please feel free to get in touch with me. This is serious folks.

On another note; how much money do think is being wasted by HUD on these mobile homes?

God bless and be safe

Heck.

I posted an article about the Perry's temporary move from the gov's mansion while it was being renovated or what ever, but it didn't make it.. It is in my newsroom though.

I still think he should have to live in one of these poorly constructed homes on wheels that are so-called "approved" or "compliant"  in Texas. The inspectors and director of TDHCA should be with them too.

But, I guess the mentality is that people who live in one are a "low class" of people. I'm sorry we think that way. I know people who live in a mobile home that have more class and heart than any of the "high and mighty" living the "good life" in Texas.

Perry and the "mobile home" industry appear to be "above" us "low-lifes". I'll pray for them. They are going to need it after the way they treat the Texas "mobile home" consumer. You know what the "good book" says about those who are rich and living off the poor...

May this will get a better rating than the last one and maybe get published.

"Another day, another defect".

 

 Hey  Rick, why don't you live in one of the mobile homes in Texas.

Of course this is just wishful thinking. LOL. He's probably wiser than that to live in a home with multiple defects right out of the factory. But then again, the mobile home industry would make sure the one Rick got would be "perfect" in every way. Right mobile home industry? They would probably provide it "free of charge" just to get his nod.

What a shame.

But it would be nice to see him with busted water lines in the home, or windows that do not open, or electrical wiring that was not installed correctly. I know I would get a kick out of that.

Was I dreaming?

If I had the documentation, emails, photos and the proof that mortgage fraud has taken place, would anyone from the news or media look at it?

If I sat down and explained the process of mobile home sales tactics or how I have talked to all my elected officials about mortgage fruad, would you listen?

If you know about how the retailers and manufacturer of your mobile home are taking  your property and making a profit from it, would you listen?

If you were paying on a loan for 20-30 years for your mobile home, and I explained to you how part of that mortgage you are paying on, was not in your possession, would you listen?

As a mobile home owner, do you enjoy giving your hard earned money to persons who are stealing your investment right in front of you?

It is happening and you probably don't even realize it.

That's what makes a mobile home salesman a "salesman". But of course that goes for the retailer/dealer/manufacturer.

Do you enjoy being decieved?

I would love to here your stories?

Were you treated ok? Ignored?

Warranty work? Did you get it?

Did you get everything you were promised during the sales pitch?

Did they install it right? Do you know if they did?

Whether you realize it or not, the mobile home industry needs your feedback.

Let's talk about it.

 

 

Too bad our Texas Legislature and Govenor doesn't have the wobbles to do something like this.

<Read more about this here>

<Learn more about the AZ Governor here>

As I've stated in previous articles here, the sub division in Williamson County Texas that me and my neighbors live in is one many candidates will talk about when it comes election time becasue of the severe flooding we live with.

Although the Judge and the couny commissioners approved this platted subdivision, we have no clue as to why the Williamson County  Subdivision regulations failed.

Of course, they will not do anything about since Limmer got his portion and the rest of the crooks. Of course this is just an opinion, but freedom of speech........

 I have my share of flooding, not only around my home, but I just about need a boat to get down my drive.

 But today, my neighbors seem to have it a little more than I do.

These people have lake front property on County Road 406.

You can see the drainage ditch along county rd 406 doesn't drain very well.

 

Then you have these neighbors who can't actually see their drive because water covers the drive. I would think this would be a little dangerous since the culvert is underwater.

 

These neighbors have some young children. Wouldn't it be terrible if the rapid water flow was to sweep one away. Of course, Wilco would be rather sympathetic after a disaster like that.

The people who live in that house, moved out not long after they found out about the wrongdoings in this subdivision.

But I guess Mr. Douglas Lewis of 967, LTD in Austin sleeps very well since he was able to somehow get our subdivision approved by our elected officials.

If I didn't know better, I would have thought the FBI or the Federal Government would have investigated this. Lord knows, the media doesn't see anything here to get the ratings up. Why should they bother. Or do they have pockets too?

 These people who "developed" for a lack of bettter words, have clearly taken advantage of the consumers, the elected officials have neglected this subdivision and they all are getting away with it. What a shame. If I have done something this dishonesty, I would be in jail.

But, then again, when you have so many crooked individuals running our government, it really doesn't suprise me, they appear to cover for each other.

I would be willing to bet that some day, the people are going to get completely fed up with this and rebel. Can you honestly blame them? I would probably support them too. Just because I myself am fed up with the way our political and judicial systems are being ran.

How about the congressman, the state representative, the governor? They could care less. I know, I've contacted them.

One thing I can say. Hell is going to be full to capacity with all these people who are not doing as the "great law" says we should do. Maybe I can sell them ice water?

My one stance is, that the good Lord said he will punish these types far more that I ever could. And to think, I won't even have to be around to hear the verdict. I know who the judge will be and I have all my confidence in him.

Can I hear an "Amen".....

After watching the little episode about the young lady who got left high and dry after a "home depot" deal, I may be thinking I'lm glad you guys didn't come out to my place to see what the retailer, manufacturer and TDHCA allowed to happen here. It would probably have been a three ring circus.  Sad too. There are a lot of federal regulations being violated in this ordeal.

So what was the results? I know HD said they would pay for the repairs, but who does the work? The lady with the mess? Now she needs to find someone to repair the repairs.

I'm beginning to think you guys are only looking for a story to make you a hit rather than uncovering a bigger problem.

This is becoming typical of  a lot of businesses and the sad thing is the state allows this to happen. Check back with them later and see if they actually did anything to really correct the issue of consumers being dumped into a hole after the sale. You will forget, so will they.

By the time a consumer purchases "unsuspected" defective products or workmenship, they are actually spending way more that it was worth to begin with by the time they actually get a "working" product. All the time and effort spent in correcting a problem that should have never been sold in the first place.